PrivateEveryday bankingPayment cardsCredit cards for non-residents

Credit cards for non-residents

Versobank AS offers the following credit cards to non-resident private customers:

Visa Classic credit card will ensure convenient payment and required extra cash to pay your way for low value purchases and services.

Visa Classic сredit card

Main terms and conditions:

  • Card type: credit card with fixed repayment        
  • Line of credit: from 650 EUR
  • Card maintenance fee: 5 EUR per month
  • Credit interest rate: 26% per annum on the credit used
  • Interest free period: up to 45 days
  • Repayment amount: minimum repayment amount: 10% of the used credit
  • Additional payments: permitted
  • Collateral: deposit
  • Travel insurance: yes, for extra charge. Package Gold - EUR 45 per annum, package Platinum - EUR 65 per annum


Apply for the bank card

Terms and conditions of a permanent payment credit card contract

Credit card price list for private non-residents


Travel insurance packages:

VISA Gold

VISA Platinum


Terms and Conditions for Travel Insurance




*Annual percentage rate of charge standard example:

The annual percentage rate of VISA Classic credit card for private non-residents is 17,53% per annum on the following sample terms: credit limit 1,000 €, fixed interest rate 26% per annum, card monthly fee 5 €. The rate is calculated on the assumption that the credit limit shall be used immediately in a full amount and the used credit limit shall be repaid monthly in the extent of 50% during 1 year. Total cost of the credit to be paid is 1 175,25 €.

The rate does not include possible expenses related to the establishment of collateral.



Visa Gold will become your perfect travel companion. You can book plane tickets, hotel rooms and rent cars without worrying about currency exchange option. Visa Gold is a prestigious instrument of payment that will guarantee you attentive services all over the world.

Visa Gold credit card

Main terms and conditions:

  • Card type: credit card with fixed repayment        
  • Line of credit: from 1,000 EUR
  • Card maintenance fee: 100 EUR per annum
  • Credit interest rate: 22% per annum on the credit used
  • Interest free period: up to 45 days
  • Repayment amount: minimum repayment amount: 10% of the used credit
  • Additional payments: permitted
  • Collateral: deposit
  • Travel insurance: yes, free of charge


Apply for the bank card

Terms and conditions of a permanent payment credit card contract

Credit card price list for private non-residents



Travel insurance proposal for:

VISA Gold

Terms and Conditions for Travel Insurance



*Annual percentage rate of charge standard example:

The annual percentage rate of VISA Gold credit card for private non-residents is 15,53% per annum on the following sample terms: credit limit 2,000 €, fixed interest rate 22% per annum, card annual fee 100 €. The rate is calculated on the assumption that the credit limit shall be used immediately in a full amount and the used credit limit shall be repaid monthly in the extent of 50% during 1 year. Total cost of the credit to be paid is 2 295,05 €.

The rate does not include possible expenses related to the establishment of collateral.



Visa Platinum credit card is available to the best customers of the Bank. As the owner of luxurious Platinum credit card you’re welcome to enjoy benefits and attentive services all over the world.

Visa Platinum credit card

Main terms and conditions:

  • Card type: credit card with fixed repayment        
  • Line of credit: from 1 000 EUR
  • Card maintenance fee: 250 EUR per annum
  • Credit interest rate: 18% per annum on the credit used
  • Interest free period: up to 45 days
  • Repayment amount: minimum repayment amount: 10% of the used credit
  • Additional payments: permitted
  • Collateral: deposit
  • Travel insurance: yes, free of charge, special program


Apply for the bank card

Terms and conditions of a permanent payment credit card contract

Credit card price list for private non-residents



Travel insurance proposal for:

VISA Platinum

Terms and Conditions for Travel Insurance



*Annual percentage rate of charge standard example:

The annual percentage rate of VISA Platinum credit card for private residents is 17,80% per annum on the following sample terms: credit limit 3,000 €, fixed interest rate 18% per annum, card annual fee 250 €. The rate is calculated on the assumption that the credit limit shall be used immediately in a full amount and the used credit limit shall be repaid monthly in the extent of 50% during 1 year. Total cost of the credit to be paid is 3,489.38 €.

The rate does not include possible expenses related to the establishment of collateral.