Credit cards for residents - Versobank AS
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Credit cards for residents

Versobank AS offers the following credit cards to resident private customers:

Visa Classic credit card
will ensure convenient payment and required extra cash to pay your way for low value purchases and services.

 Visa Classic credit card

Main terms and conditions:

  • Card type: credit card with fixed repayment        
  • Line of credit: from 650 EUR
  • Card maintenance fee: 3 EUR per month
  • Credit interest rate: 20% per annum on the credit used
  • Interest free period: up to 45 days
  • Repayment amount: minimum repayment amount: 10% of the used credit
  • Additional payments: permitted
  • Collateral: deposit
  • Travel insurance: yes, for extra charge. Package Gold - EUR 45 per annum, package Platinum - EUR 65 per annum


Apply for the bank card

Terms and conditions of a permanent payment credit card contract

Credit card price list for private residents


Travel insurance packages:

VISA Gold

VISA Platinum


Terms and Conditions for Travel Insurance



*Annual percentage rate of charge standard example:

The annual percentage rate of VISA Classic credit card for private residents is 12,47% per annum on the following sample terms: credit limit 1,000 €, fixed interest rate 20% per annum, card monthly fee 3 €. The rate is calculated on the assumption that the credit limit shall be used immediately in a full amount and the used credit limit shall be repaid monthly in the extent of 50% during 1 year. Total cost of the credit to be paid is 1 124,66 €.

 The rate does not include possible expenses related to the establishment of collateral.



Visa Gold will become your perfect travel companion. You can book plane tickets, hotel rooms and rent cars without worrying about currency exchange option. Visa Gold is a prestigious instrument of payment that will guarantee you attentive services all over the world.

Visa Gold credit card

Main terms and conditions:

  • Card type: credit card with fixed repayment        
  • Line of credit: from 1,000 EUR
  • Card maintenance fee: 50 EUR per annum
  • Credit interest rate: 18% per annum on the credit used
  • Interest free period: up to 45 days
  • Repayment amount: minimum repayment amount: 10% of the used credit
  • Additional payments: permitted
  • Collateral: deposit
  • Travel insurance: yes, free of charge


Apply for the bank card

Terms and conditions of a permanent payment credit card contract

Credit card price list for private residents


Travel insurance proposal for:

VISA Gold

Terms and Conditions for Travel Insurance



*Annual percentage rate of charge standard example:

The annual percentage rate of VISA Gold credit card for private residents is 10,75% per annum on the following sample terms: credit limit 2,000 €, fixed interest rate 18% per annum, card annual fee 50 €. The rate is calculated on the assumption that the credit limit shall be used immediately in a full amount and the used credit limit shall be repaid monthly in the extent of 50% during 1 year. Total cost of the credit to be paid is 2,209.58 €.

 The rate does not include possible expenses related to the establishment of collateral.



Visa Platinum credit card is available to the best customers of the Bank. As the owner of luxurious Platinum credit card you’re welcome to enjoy benefits and attentive services all over the world.

Visa Platinumcredit card

Main terms and conditions:

  • Card type: credit card with fixed repayment        
  • Line of credit: from 1,000 EUR
  • Card maintenance fee: 200 EUR per annum
  • Credit interest rate: 16% per annum on the credit used
  • Interest free period: up to 45 days
  • Repayment amount: minimum repayment amount: 10% of the used credit
  • Additional payments: permitted
  • Collateral: deposit
  • Travel insurance: yes, free of charge, special program


Apply for the bank card

Terms and conditions of a permanent payment credit card contract

Credit card price list for private residents

Travel insurance proposal for:

VISA Platinum

Terms and Conditions for Travel Insurance



*Annual percentage rate of charge standard example:

The annual percentage rate of VISA Platinum credit card for private residents is 14,74% per annum on the following sample terms: credit limit 3,000 €, fixed interest rate 16% per annum, card annual fee 200 €. The rate is calculated on the assumption that the credit limit shall be used immediately in a full amount and the used credit limit shall be repaid monthly in the extent of 50% during 1 year. Total cost of the credit to be paid is 3,412.78 €.

The rate does not include possible expenses related to the establishment of collateral.